Expert tips to help you prevent credit card theft

If I want to get a card, I am afraid of being stolen, especially a credit card. I do n’t need a password when I swipe it. What if I lose it? As the problem of bank card theft has been frequently reported, people in the banking industry have introduced several anti-theft methods and recommend it to everyone.

One of the methods is to quickly report loss. Required tool: Phone Effective index: ★★★★★
This is the only way recommended by the card managers of all banks. The executives said that the first time they lost the card, they grabbed the phone and dialed the hotline and quickly reported the loss. If the loss is reported and the money is swiped away, the loss of the user will be borne by the bank. Reporting loss is very convenient now. If you ca n’t remember the card number for a while, just report the ID number and answer a few questions about the customer ’s basic situation.

The second method is to apply for a color photo card. Required tools: two photos. Effective index:
Many banks have opened the "color photo card" business, printing customers' photos, ID numbers, etc. on the card, not only for credit cards, but also for debit cards. Taking the construction act as an example, you only need to bring two large-inch photos with red background to the counter to apply for this color photo card. However, the annuity of such cards is more expensive than ordinary cards. In addition, if the cashier will check your avatar carefully in a busy situation, I can't guarantee it.

Method 3 Open SMS notification Required tools: mobile phone Effective index: ★★★★
Many banks have launched this service. For example, the “Instant Account Service for Account Information” launched by Minsheng Bank, the cardholder will immediately receive a corresponding SMS notification when any fee is incurred through the bank. Not long ago, Shenzhen UnionPay launched the "account notification service", as long as you use any bank card of Shenzhen UnionPay Internet Banking, the cardholder's mobile phone can get the bank card within the first time when cross-bank transactions such as POS and ATM Notification of fund changes. Less than 10 seconds from the completion of the transaction to the receipt of the text message. In terms of the registration method, the cardholder only needs to edit the text message through the mobile phone, enter all the card numbers and send it to 090990 to reserve this service. Afterwards, when you pay by swiping your card at UnionPay's POS, ATM or Easy Services terminal, you can get UnionPay's account notification prompts and complete the registration according to the SMS prompts. Through this method, the bank card can be monitored in real time. The only worry is that the mobile phone has no signal at the critical moment.

Method 4: Set password for credit card Required tools: None Valid index: ★★★★
A credit card requires a password when withdrawing cash, but it is not required when swiping a card. Therefore, many banks have reservations about this kind of business launched by some banks. They believe that credit cards are designed to be smart, and if you stand in front of the cash register and enter the password, wouldn't it become a debit card? Moreover, the current means of reporting losses are so advanced that there is no need to do so. Besides, debit cards with passwords are often deciphered and intimidated to say the passwords. In this case, how useful is the credit card password setting? But for ordinary people, it may seem strange to enter a password when swiping a credit card, which affects the image, but after all, I feel much more at ease.